Grand Rapids Business Daily

What is the difference between 401k earning and appreciation?

When looking at my 401k statement, there is an "Earnings" section and a "Appreciation/Depreciation" section. What is the difference?

Public Comments

  1. Earnings are the interest and dividends from the investments in your 401k. Appreciation is how much the prices of your stocks and bonds in the 401k have increased.
  2. Add Capital Gains to the earnings section in Jeff's response. Also Appreciation/Depreciation should also include realized gains as well.
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